Good credit plays an important role in your financial life. Not only is it essential for obvious things like qualifying for an auto loan or getting a credit card, but also for less obvious things like renting an apartment or a car, and perhaps even getting a job
We understand life happens, we get sick, cars break down, even losing a job. These things can dramatically affect your credit score if you don’t have enough savings to cover emergencies. We partner with lenders who understand life’s ups and life’s downs and we have lenders for almost any credit situation.
We offer hassle-free financing with one of our finance specialists who will ask you a few simple questions to know what lender is best for your situation. Let us do all the work for you while you sit back and relax. We will haggle with the bank until we get you the best deal available, often with flexible rates and terms (OAC), and even Credit Union financing available to those who qualify.
All applicants must meet the following criteria to qualify for credit:
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Applicant must be employed 2 years with a minimum verifiable monthly income of $1,500.00
Minimum monthly payment of $200 (some exceptions apply ask dealer)
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Applicant must have a valid California ID and Social Security or IT Number
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Applicant must not have open auto loan (some exceptions, ask Dealer for more information)
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Applicant must provide his/her own insurance and be able to provide proof
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All Financed loans require full coverage insurance with max. deductible of $500.00
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Minimum loan amount is $5,000.00
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Minimum FICO score is 500
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No Score/First Time Buyer/Thin Credit File will need qualified Co-Signer
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Minimum down payment of 10% on scores below 650
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Proof of residence required (See Dealer for acceptable documents)
